PLATINUM MASTERCARD
 

Enjoy the best that life has to offer with the new PLATINUM MasterCard from Santa Rosa County Federal Credit Union. With exceptional spending power for daily purchases and big-ticket items alike, you'll appreciate the opportunity to earn ScoreCard rewards for your loyalty, and enjoy the exceptional prestige of having a Credit Union Platinum MasterCard. Cardholders Enjoy:

ScoreCard Rewards - ScoreCard is a rewards program that encourages you to use your card for all of your purchases. For every net dollar you spend, you earn Bonus Points that can be exchanged for fabulous travel and brand-name merchandise. To find out what awards are available, simply enter our site at www.scorecardrewards.com and look in the Travel and Merchandise sections. To redeem your Bonus Points for awards, follow our easy ordering process found in the Rules section.

Worldwide Acceptance - With acceptance at millions of locations worldwide, no payment card is more widely accepted globally than our Platinum MasterCard.

arrowZero Liability - Pay only for purchases which you have authorized on your MasterCard. So long as your account is in good standing, you have exercised reasonable care in safeguarding your card, and you have not reported two or more unauthorized events in the past twelve months, unauthorized purchases are not your responsibility. (find out more in your credit card agreement.)

arrowMasterCard Global Serviceā„¢ - MasterCard provides emergency customer service anytime, anywhere and in any language. Emergency services such as Lost or Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance as well as ATM location information are available.

arrowMasterAssistĀ® Travel Assistance Services- MasterCard offers emergency assistance and referral services, 24 hours a day, to cardholders who are traveling at least 100 miles away from home. In addition, MasterAssist provides pre-trip destination information, medical and legal referrals, and emergency cash transfers, for travel virtually anywhere worldwide.

arrowMaster RoadAssistĀ® - MasterCard provides emergency roadside service to cardholders
traveling in the U.S

       
  Annual fee   None
  Annual percentage rate for purchases   9.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00

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  MASTERCARD CLASSIC
 

Take advantage of the value and convenience of a credit card from Santa Rosa County Federal Credit Union.
Recently credit card companies have been aggressively marketing their credit cards through the mail. Many of the offers you will receive have some "catch." Although the envelope advertises an unbelievably low rate, if you read the fine print, you will almost always find the "catch."

We offer a MasterCard without the hidden fees or variable rates. Our MasterCard has no annual fee and a low fixed interest rate for as long as you have the card.

For your convenience, your Credit Union MasterCard is accepted worldwide. Also, you can receive cash advances at any financial institution or ATM that displays the MasterCard logo.

       
  Annual fee   None
  Annual percentage rate for purchases   12.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00

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  MASTERCARD STARTER
 

Because the first step of any journey is the most important, SRCFCU introduces our new Starter MasterCard Classic--perfect for young adults and college students!

Now you can begin your credit history safely with Santa Rosa County Federal Credit Union. With a credit limit of up to $1000 and a fixed rate of 14.9% APR, this card will give you the financial independence you desire with the security of a low, fixed rate.
Best of all, once you have started your credit with us, we can expand your credit possibilities with our other low cost loans and credit cards.

       
  Annual fee   None
  Annual percentage rate for purchases   14.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00

Come see one of our loan officers for more information and an application.

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  AUTO LOANS
 

Get pre-approved today!
Low rates on new and used automobiles, convenient terms, and friendly service make Santa Rosa County Federal Credit Union your first stop when you're car shopping. Contact a loan officer and let us help you get the car you want.

Drive With Confidence With an Auto Protection Plan Purchased From Your Credit Union
As your vehicle gets older, the risk and cost of repairs will increase. That is when you need protection the most. Your credit union now offers an extended warranty/auto protection plan that can save you hundreds or thousands of dollars in automotive repairs. For more details, call a loan officer at any of our offices and ask about our auto protection plan.

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  OTHER LOANS
 

Line of Credit
Our Line of Credit loan is designed with our members in mind. With a line of credit loan, you can get advances for any financial need that arises. We can even set up overdraft protection for your share draft account from your line of credit loan. First, we pre-approve you for a line of credit loan, then whenever you need the funds, simply give us a call. We will deposit the funds into your account, mail you a check or have a check ready for you to drop by and pick up. You can also advance funds from your line of credit to one of your share accounts at the Credit Union 24-hours a day through Call 24 or through online banking. Call a loan officer for more details.

Current Loan Rates
arrowCLICK HERE to go to our rate sheet.

The credit union also offers a variety of other types of loans. For more information, please call a loan officer or visit any of our branches.

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  PAYMENT CALCULATOR
 
# of Payments Interest Rate Principal Monthly Payment
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