INVESTMENT RATES
 
Term Share Certificates - EFFECTIVE  MAY 30, 2012 .
Term Share Certificates Interest Rate Annual Percentage Yield
3 Month Term 0.35% 0.35%
6 Month Term 0.45% 0.45%
12 Month Term 0.55% 0.55%
18 Month Term 0.55% 0.55%
24 Month Term 0.95% 0.95%
30 Month Term 0.95% 0.95%
36 Month Term 1.14% 1.15%
 
Individual Retirment Accounts - EFFECTIVE  MAY 30, 2012
IRA Certificates Interest Rate Annual Percentage Yield
12 Month Term 0.55% 0.55%
24 Month Term 0.95% 0.95%
36 Month Term 1.15% 1.15%

 Come see one of our Members Services Representative for more information and an application.

 

 

 
 
 
   
   
   
   
   
     
     
  LOAN RATES
 
Loan Rates as of JUNE 2012
Loan Type Approximate Term Annual Percentage Rate
New & Used Automobile Loan Up to 60 Months 1.99% - 10.99%
New & Used Automobile Loan Up to 72 Months 2.25% - 11.25%
New Automobile Loan Up to 84 Months 3.25% - 12.25%
OLDER Used Automobile Loan ASK  
Signature Loans Up to 48 Months 10.40% - 17.90%
Personal Property Loans Up to 48 Months 10.90% - 17.90%
Line of Credit Loans Up to 48 Months 9.90% - 14.90%
Vacation Loans Up to 12 Months 9.90% - 12.00%
Christmas Loans Up to 12 Months 9.90% - 12.00%
New & Used Boat Loan Up to 60 Months 2.99% - 10.99%
New & Used Boat Loan Up to 72 Months 3.25% - 11.25%
New & Used Boat Loan 84-120 Months 4.25% - 12.25%
New & Used RV Loan Up to 60 Months 2.99% - 10.99%
New & Used RV Loan Up to 72 Months 3.25% - 11.25%
New & Used RV Loan 84-120 Months 4.25% - 12.25%
New & Used Motor-home Loan Up to 60 Months 2.99% - 10.99%
New & Used Motor-home Loan Up to 72 Months 3.25% - 11.25%
New & Used Motor-home Loan 84-120 Months 4.25% - 12.25%
New & Used Motorcycle Loan Up to 60 Months 2.99% - 10.99%
New & Used Motorcycle Loan Up to 72 Months 3.25% - 11.25%
New Tractor Loans Up to 60 Months 8.90% - 16.90%
Unimproved Property Loans Up to 60 Months 4.95%
Unimproved Property Loans Up to 120 Months 5.75%
Unimproved Property Loans Up to 144 Months 5.95%
Variable Rate Home Equity Up to 168 Months Prime + 2%
Home Equity Loan Up to 60 Months 4.95%
Home Equity Loan Up to 120 Months 5.75%
Home Equity Loan Up to 240 Months 5.95%

 Come see one of our loan officers for more information and an application. 

 
 
 
   
   
   
   
   
     
     
  CREDIT CARD RATES
 
MASTERCARD PLATINUM
  Annual fee   None
  Annual percentage rate for purchases   9.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00

 

MASTERCARD CLASSIC
  Annual fee   None
  Annual percentage rate for purchases   12.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00

 

MASTERCARD STARTER
  Annual fee   None
  Annual percentage rate for purchases   14.9%
  Method of computing the balance for purchases and cash advances   Average Daily Balance (Including new purchases)
  Minimum finance charge   $0.50
  Transaction fee for purchases   None
  Over-Credit-Limit fee   $10.00