Santa Rosa County Federal Credit Union

Get Up to $500 Cash Back

Refinance your auto loan from another lender and you could lower your monthly payment and earn up to $500 cash back.

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A Better Checking Account—Plus $150

Open a FREE Checking Account and qualify for a $150 bonus when you meet the promotion requirements.

Your community. Your Credit Union.

Serving Santa Rosa, Escambia, and Okaloosa Counties with trusted financial solutions since 1957.

Become a Member

Unlock the Value in Your Home

Turn your equity into cash for renovations, debt consolidation, or whatever’s next.

Home Equity Loans

Reset Your Finances

Pay off high-interest balances and simplify your payments with a Personal Loan.

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Love Your Drive Again

Auto Loans as low as 4.99% APR. Financing made easy.

Auto Loans

Auto Loans
as low as
4.99
%
APR*

See Our Auto Loans

Home Equity Loans
as low as
6.24
%
APR*

See our home loans

Certificates
as high as
4.00
%
APY**

See our Certificates

Credit Cards
as low as
9.90
%
APR*

See our Credit cards

How Can We Help You Today?

Become A Member

  Membership is open to anyone within Santa Rosa, Escambia or Okaloosa Counties. Apply easily online today!

Become A Member

Apply For A Loan

  From credit cards to auto and home loans, explore and compare to find the one that’s right for you!

Apply For a Loan

DIGITAL BANKING

 Bank anytime with mobile deposit, card controls, bill pay, alerts, and more — all from your phone.

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Choose a Local
Debit Card Design!

Pick Your Plastic

Navarre Beach Pier

Community Involvement

Making a Difference Together Since 1957

At Santa Rosa County Federal Credit Union, our story began over six decades ago, rooted in a commitment to serve the hardworking individuals and families of Santa Rosa, Escambia, and Okaloosa Counties.

Since 1957, we’ve been more than a financial institution – we’ve been a part of your community, supporting the growth, dreams, and well-being of our neighbors.

Learn More About Our Community Involvement