4926 La Cuenta Drive, San Diego, CA 92124
800.973.3328
sdffcu@sdffcu.org
M-F 8:00am - 3:30pm
Auto Loans
Get Pre-Approved Today!
We always offer LOW RATES on new and used automobiles, convenient terms, and friendly service make Santa Rosa County Federal Credit Union your first stop when you‘re car shopping! Apply online or come into one of our five branch locations to let us help you get the car you want!
No Payments for 90 Days
Ask about our no payments for 90 days program with your friendly loan officer.
Save Money on your Auto Protection Plan
OUR GAP INSURANCE IS nearly HALF THE PRICE OF those at DEALERSHIPS!
When you finance your auto loan through Santa Rosa County Federal Credit Union, you can tag on an amazing deal on GAP insurance that is approximately HALF the cost of what they sell at a dealership, saving you hundreds of dollars! An Auto Protection Plan & Extended Warranty helps you drive with confidence knowing that your vehicle is covered for the cost of repairs, potentially saving you hundreds or thousands of dollars in automotive repairs. For more details, speak to a loan officer at any of our branch locations and ask about our Auto Protection Plan.
Current Rates
As of November 1, 2024
| Loan Type | Approximate Term | Annual Percentage Rate* (As Low As) |
|---|---|---|
| New & Used Auto | Up to 36 Months | 4.74% |
| New & Used Auto | Up to 66 Months | 5.49% |
| New & Used Auto | Up to 75 Months | 5.99% |
| New & Used Auto | Up to 84 Months | 6.74% |
| OLDER Used Auto | Up to 48 Months | 7.49% |
| Rebuilder Auto | 15.00% | |
| Starter Auto | 15.00% |
Learn About Re-Financing!
Already have an Auto Loan with another lender? Let us help you see if we can lower your interest rate, adjust your terms, and lower your monthly payments! Explore options to save more on the road ahead.
Questions?
Fill out the form below.
You can also email loans@srcfcu.org, visit a branch location, or call (850) 623-3877.
Learn about our Loan Payment Options.
Disclaimer: Terms and conditions apply. APR= Annual Percentage Rate. 90 day no payment is not automatic and must be requested through your loan officer. We are federally insured by NCUA.