Regular Savings Accounts

Your membership in Santa Rosa County Federal Credit Union is established by depositing $25.00 into a Regular Savings Account. This account is your primary membership account, and it entitles you to all the benefits the credit union has to offer. After you become a member, your spouse and family members are also eligible to join the credit union.

Our Regular Savings Accounts require a minimum balance of $25.00 to stay on deposit as long as you maintain your account with the credit union and there are NO MONTHLY FEES to keep your account with us. We pay very competitive dividends quarterly on our Regular Share Accounts. Your savings are federally insured up to $250,000 per membership by NCUA (National Credit Union Administration, a U.S. Government Agency).

Christmas Club

Your credit union offers Christmas Club Accounts each year. The minimum deposit to open a Christmas Club Account is $5.00. Dividends are posted quarterly and you may make unlimited deposits to the account throughout the year. Christmas Club funds are transferred into your regular share account on November 1st each year.