Credit Cards

Flexible spending with rates you’ll appreciate.

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Limited-Time Only: Mastercard Promotion 6.49% APR for life on balance transfers

Limited-Time Balance Transfer Offer

Now through March 31, 2026, take advantage of a low 6.49% APR* for the LIFE of your balance transfer!

No Transfer Fees + No Annual Fees

Learn more

Low Rates. No Surprises. Just a Better Card.

Enjoy competitive rates, no annual fees, and dependable security with an SRCFCU Mastercard®.

Enjoy the best that life has to offer with a Mastercard® credit card from Santa Rosa County Federal Credit Union! With exceptional spending power for daily purchases and big-ticket items alike, it’s easy to apply. For your convenience, your SRCFCU Mastercard® is accepted worldwide, and you can receive cash advances at any financial institution or ATM that displays the Mastercard® logo.

SRCFCU Platinum Mastercard
 

rates as low as 9.90% apr*

  • NO Annual Fee

  • NO Setup Fee

  • NO Balance Transfer Fees

  • NO Cash Advance Fee

  • NO Domestic Transaction Fees

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Looking for the ideal SRCFCU Credit Card?

Explore Your Options to Find the One That’s Just Right for You.

 

Mastercard® Platinum

Benefits

Exceptional spending power for daily purchases and big-ticket items. Earn ScoreCard rewards for your loyalty while enjoying the exceptional prestige of having a Platinum Mastercard®.

Fees and Charges
Annual Fee None
Annual percentage rate (APR*) for purchases 9.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum finance charge $0.50
Transaction fee for purchases None
Over credit limit fee $10
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  • Earn Points for Rewards

    Take advantage of ScoreCard Rewards! For every net dollar you spend, you earn bonus points that can be exchanged for fabulous travel and brand-name merchandise. To find out what awards are available, visit www.scorecardrewards.com. To redeem your bonus points for awards, follow our easy ordering process found in the rules section or call MasterCard Rewards at (800) 854-0790.

    Accepted Worldwide

    With acceptance at millions of locations worldwide, no payment card is more widely accepted globally than our Platinum Mastercard.

    Zero Liability

    Pay only for purchases which you have authorized on your Mastercard. So long as your account is in good standing, you have exercised reasonable care in safeguarding your card, and you have not reported two or more unauthorized events in the past twelve months, unauthorized purchases are not your responsibility. (Find out more in your credit card agreement.)

    Mastercard Global Service™

    Mastercard provides emergency customer service anytime, anywhere and in any language. Emergency services such as Lost or Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance as well as ATM location information are available.

    MasterAssist® Travel Assistance Services

    Mastercard offers emergency assistance and referral services, 24 hours a day, to cardholders who are traveling at least 100 miles away from home. In addition, MasterAssist provides pre-trip destination information, medical and legal referrals, and emergency cash transfers, for travel virtually anywhere worldwide.

    Master RoadAssist®

    Mastercard provides emergency roadside service to cardholders traveling in the U.S.

    EZ Card

    Access your credit card statements and transactions while they are added to your card at https://www.ezcardinfo.com/.

 

Mastercard® Classic

Benefits

Our Mastercard® Classic combines both value and convenience with no annual fees and a low fixed interest rate for the life of the card.

Mastercard Classic rates & fees
Annual Fee None
Annual percentage rate (APR*) for purchases 12.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum finance charge $0.50
Transaction fee for purchases None
Over Credit Limit fee $10
Apply Now
 
 

Mastercard® Starter

Benefits

Perfect for young adults and college students, our Mastercard® Starter has a credit limit of up to $1,000 and a fixed rate of 14.9% APR, giving you the financial independence you desire with the security of a low, fixed rate.

Mastercard Starter Rates & Fees
Annual Fee None
Annual percentage rate (APR*) for purchases 14.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum finance charge $0.50
Transaction fee for purchases None
Over Credit Limit Fee $10
Apply Now
 

*APR=Annual Percentage Rate. Subject to credit approval and conditions. SRCFCU membership required.