Credit Cards

 
 

Platinum MasterCard

Enjoy the best that life has to offer with the new Platinum MasterCard from Santa Rosa County Federal Credit Union. With exceptional spending power for daily purchases and big-ticket items alike, you'll appreciate the opportunity to earn ScoreCard rewards for your loyalty, and enjoy the exceptional prestige of having a credit union Platinum MasterCard.

Cardholders Enjoy:

  • ScoreCard Rewards - ScoreCard is a rewards program that encourages you to use your card for all of your purchases. For every net dollar you spend, you earn bonus points that can be exchanged for fabulous travel and brand-name merchandise. To find out what awards are available, simply enter our site at www.scorecardrewards.com and look in the travel and merchandise sections. To redeem your bonus points for awards, follow our easy ordering process found in the rules section.

  • Worldwide Acceptance - With acceptance at millions of locations worldwide, no payment card is more widely accepted globally than our Platinum MasterCard.

  • Zero Liability - Pay only for purchases which you have authorized on your MasterCard. So long as your account is in good standing, you have exercised reasonable care in safeguarding your card, and you have not reported two or more unauthorized events in the past twelve months, unauthorized purchases are not your responsibility. (find out more in your credit card agreement.

  • MasterCard Global Service™ - MasterCard provides emergency customer service anytime, anywhere and in any language. Emergency services such as Lost or Stolen Card Reporting, Emergency Card Replacement and Emergency Cash Advance as well as ATM location information are available.

  • MasterAssist® Travel Assistance Services- MasterCard offers emergency assistance and referral services, 24 hours a day, to cardholders who are traveling at least 100 miles away from home. In addition, MasterAssist provides pre-trip destination information, medical and legal referrals, and emergency cash transfers, for travel virtually anywhere worldwide.

  • Master RoadAssist® - MasterCard provides emergency roadside service to cardholders traveling in the U.S

  • https://www.EZCardInfo.com - Access your credit card statements and transactions while they are added to your card.

Annual fee None
Annual percentage rate (APR*) for purchases 9.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum finance charge $0.50
Transaction fee for purchases None
Over credit limit fee $10.00

MasterCard Classic

Take advantage of the value and convenience of a credit card from Santa Rosa County Federal Credit Union. Recently credit card companies have been aggressively marketing their credit cards through the mail. Many of the offers you will receive have some "catch." Although the envelope advertises an unbelievably low rate, if you read the fine print, you will almost always find the "catch."

We offer a MasterCard without the hidden fees or variable rates. Our MasterCard has no annual fee and a low fixed interest rate for as long as you have the card.

For your convenience, your credit union MasterCard is accepted worldwide. Also, you can receive cash advances at any financial institution or ATM that displays the MasterCard logo.

 
Annual fee None
Annual percentage rate (APR*) for purchases 12.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum finance charge $0.50
Transaction fee for purchases None
Over Credit Limit fee $10.00

MasterCard Starter

Because the first step of any journey is the most important, SRCFCU introduces our new Starter MasterCard Classic — perfect for young adults and college students!

Now you can begin your credit history safely with Santa Rosa County Federal Credit Union. With a credit limit of up to $1000 and a fixed rate of 14.9% APR, this card will give you the financial independence you desire with the security of a low, fixed rate. Best of all, once you have started your credit with us, we can expand your credit possibilities with our other low cost loans and credit cards.

Annual fee None
Annual percentage rate (APR*) for purchases 14.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum finance charge $0.50
Transaction fee for purchases None
Over Credit Limit Fee $10.00

Come see one of our loan officers for more information and an application.

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