4926 La Cuenta Drive, San Diego, CA 92124
800.973.3328
sdffcu@sdffcu.org
M-F 8:00am - 3:30pm
Auto Loans
Get Pre-Approved Today!
WE offer ALWAYS LOW rates on new and used automobiles, convenient terms, and friendly service make Santa Rosa County Federal Credit Union your first stop when you‘re car shopping! Apply online or come into one of our five branch locations to let us help you get the car you want!
Auto Protection Plans Available
Drive with confidence with an Auto Protection Plan purchased from your credit union. As your vehicle gets older, the risk and cost of repairs will increase. That is when you need protection the most. Your credit union now offers an extended warranty/auto protection plan that can save you hundreds or thousands of dollars in automotive repairs. For more details, call a loan officer at any of our offices and ask about our auto protection plan.
Current Rates
As of November 1, 2024
| Loan Type | Approximate Term | Annual Percentage Rate* (As Low As) |
|---|---|---|
| New & Used Auto | Up to 36 Months | 4.74% |
| New & Used Auto | Up to 66 Months | 5.49% |
| New & Used Auto | Up to 75 Months | 5.99% |
| New & Used Auto | Up to 84 Months | 6.74% |
| OLDER Used Auto | Up to 48 Months | 7.49% |
| Rebuilder Auto | 15.00% | |
| Starter Auto | 15.00% |
Learn About Re-Financing!
Already have an Auto Loan with another lender? Let us help you see if we can lower your interest rate, adjust your terms, and lower your monthly payments! Explore options to save more on the road ahead.
Questions?
Fill out the form below.
You can also email loans@srcfcu.org, visit a branch location, or call (850) 623-3877.
Learn about our Loan Payment Options.