Rates


Investment Rates

Term Share Certificates - EFFECTIVE  MARCH 29, 2019

Term Share Certificates Interest Rate Annual Percentage Yield**
3 Month Term 0.50% 0.50%
6 Month Term 1.09% 1.10%
12 Month Term 1.74% 1.75%
18 Month Term 1.74% 1.75%
24 Month Term 1.98% 2.00%
30 Month Term 1.98% 2.00%
36 Month Term 2.23% 2.25%

Individual Retirement Accounts - EFFECTIVE MARCH 29, 2019

IRA Certificates Interest Rate Annual Percentage Yield**
12 Month Term 1.74% 1.75%
24 Month Term 1.99% 2.00%
36 Month Term 2.23% 2.25%

Come see one of our Members Services Representative for more information and an application.

Loan Rates

Loan Rates as of FEBRUARY 1, 2019

Loan Type Approximate Term Annual Percentage Rate*
(As Low As)
New & Used Auto Up to 36 Months 2.99%
New & Used Auto Up to 66 Months 3.49%
New & Used Auto Up to 75 Months 3.75%
New & Used Auto Up to 84 Months 4.75%
OLDER Used Auto Up to 60 Months 5.99%
Rebuilder Auto 15.00%
Starter Auto 15.00%
Signature Up to 60 Months 10.40%
Rebuilder Signature 18.00%
Personal Property Up to 48 Months 10.90%
Line of Credit Up to 60 Months 9.90%
Vacation Up to 12 Months 9.90%
Christmas Up to 12 Months 9.90%
New & Used Boat Up to 60 Months 4.25%
New & Used Boat Up to 72 Months 4.49%
New & Used Boat Up to 84 Months 5.49%
New & Used Boat Up to 120 Months 5.99%
New & Used RV/Motorhome Up to 60 Months 4.25%
New & Used RV/Motorhome Up to 72 Months 4.49%
New & Used RV/Motorhome Up to 84 Months 5.49%
New & Used RV/Motorhome Up to 120 Months 5.99%
New & Used RV/Motorhome Up to 144 Months 6.49%
New & Used RV/Motorhome Up to 180 Months 6.99%
Disaster 7.25%
New & Used Motorcycle Up to 60 Months 4.25%
New & Used Motorcycle Up to 72 Months 4.49%
New Tractor Up to 60 Months 8.90%
Unimproved Property Up to 60 Months 5.49%
Unimproved Property Up to 120 Months 6.25%
Unimproved Property Up to 144 Months 6.49%
Unimproved Property Up to 180 Months 6.99%
Home Equity Up to 60 Months 4.75%
Home Equity Up to 120 Months 4.99%
Home Equity Up to 180 Months 5.25%
Home Equity Up to 240 Months 5.75%

Come see one of our loan officers for more information and an application.


Credit Card Rates

MASTERCARD PLATINUM
Annual Fee None
APR* for Purchases 9.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum Finance Charge $0.50
Transaction Fee for Purchases None
Over Credit Limit Fee $10.00
MASTERCARD CLASSIC
Annual Fee None
APR* for Purchases 12.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum Finance Charge $0.50
Transaction Fee for Purchases None
Over Credit Limit Fee $10.00
MASTERCARD STARTER
Annual Fee None
APR* for Purchases 14.90%
Method of computing the balance for purchases and cash advances Average Daily Balance (Including new purchases)
Minimum Finance Charge $0.50
Transaction Fee for Purchases None
Over Credit Limit Fee $10.00