Regular Share Savings Accounts
Whether you're building an emergency fund, saving for the holidays, or planning for the future, our savings accounts make it easy to get started. With no monthly fees and competitive dividends, your money works harder—so you don’t have to.
• $25 minimum deposit to open
• No monthly maintenance fees
• Competitive dividends paid quarterly
• Federally insured up to $250,000
*A regular share savings account establishes your membership and unlocks all SRCFCU benefits.
Youth Savings
Start Saving Young. Build Smart Habits for Life.
Give your child a head start on saving with a Youth Savings Account for ages Birth–18. It’s a simple way to help kids develop smart money habits and learn the value of saving from an early age.
Learn More About Youth AccountsHealth Savings Accounts (HSA)
A Smarter Way to Pay for Healthcare
Set aside money tax-advantaged for today's medical expenses and tomorrow's healthcare needs.
Learn More About Health Savings Accounts Learn More About HSAsChristmas Club Savings
Save all year for a stress-free holiday
Our Christmas Club account helps you set money aside each month so you’re ready when the season arrives.
Start Saving for the HolidaysWhat Are You Saving For?
• Emergency fund
• Holiday expenses
• Family or kids
• Future goals
• Medical
Savings Rates
| Shares | Interest Rate | Annual Percentage Yield** |
|---|---|---|
| Regular Savings | 0.30% | 0.30% |
| Christmas Club | 0.30% | 0.30% |
| Health Savings Account (HSA) | 0.30% | 0.30% |
The Credit Union Difference
As a member-owned financial institution, we return profits to you through better rates, lower fees, and personalized service.