Checking Accounts

Santa Rosa County Federal Credit Union offers a Share Draft (Checking) Account with the following exceptional benefits:

  • No minimum balance

  • No monthly service charge

  • No per check charges

  • Variety of check designs (ORDER HERE - use routing number 263280939)

  • Overdraft protection from your Regular Share Account

  • Overdraft protection from a Line of Credit Loan

  • Debit Card

  • ATM Card

  • 24-Hour access to your account through Call 24

  • Monthly Statements

  • Direct Deposit/Payroll Deduction

Debit Cards — Like writing a check, only better!

Tired of writing checks? Love the ease of credit cards but worry about debt getting out of control? The solution is a debit card, and it is available now from your credit union. Santa Rosa County Federal Credit Union is now offering a Mastercard debit card. It looks just like a credit card and is accepted anywhere you see the Mastercard logo. The money you spend is automatically deducted from your share draft account. It's as though you wrote the merchant a check, but it's quicker and doesn't require you to go through the hassle of presenting identification in order to complete your transaction. At the end of the month, your purchases show up on your share draft statement for final verification.

Your debit card also acts as an ATM card, allowing you to obtain cash 24 hours a day from most automated teller machines. Call or stop by one of your credit union offices for a debit card application.