Congratulations!

You’ve been pre-qualified TO REFINANCE YOUR AUTO LOAN through sRCFCU!

Why pay more for the same ride? Refinance your auto loan and see how much you could save. Members who made the switch saved an average of $80 every month. Plus, earn $200 cash back & no payments for 90 days!

Apply in just minutes! Check our current rates.

Why Refinance Your Auto Loan?

You’ve got options! By refinancing with Santa Rosa County FCU, you could:

• Reduce your interest rate

• Lower your monthly payment

• Pay off your loan faster

• Earn $200 cash back*

You can choose to stop receiving "prescreened" offers of credit from this and other companies by calling toll-free 1-888-567-8688. For more information about prescreened offers, see the PRESCREEN & OPT-OUT NOTICE immediately below. 

PRESCREEN & OPT-OUT NOTICE:

This “prescreened” offer of credit is based on information in your credit report indicating you meet certain criteria. This offer is not guaranteed if you do not meet our criteria, including providing acceptable property as collateral. If you do not want to receive prescreened offers of credit from this and other companies, call the consumer reporting agencies toll-free, 1-888-567-8688; or write:
Equifax Options, PO Box 740123, Atlanta, GA 30374
Experian Opt Out, PO Box 919, Allen, TX 75013
TransUnion Removal Option, PO Box 505, Woodlyn, PA 19094

*Disclosures:

You must be at least 19 years of age to be eligible for this offer. You must continue to meet the criteria used to select you for this offer. These criteria include total indebtedness and unsecured debt to your gross verifiable income, that you meet equity requirements, and that you furnish acceptable collateral. This offer may require resolving any negative equity on your current vehicle and providing proof of comprehensive insurance coverage. Bankruptcies must be discharged. This offer is void where prohibited by law. This offer is non-transferable. This offer expires 12-31-2025.

APR = Annual Percentage Rate. Loans are subject to credit qualifications and approval. The APR can vary based on previous credit performance. Required to open a member account. Credit and collateral subject to approval. Existing SRCFCU loans are not eligible for this offer. Auto refinance loan must be at least $5,000. Loan must be open for at least 60 days with first scheduled payment made to be eligible for the $200, which will be credited to the primary applicant’s savings account between 61 and 75 days of the loan origination date. Offer may end at any time. Membership is required. You can become a member upon opening your loan.

The amount of any reduction in your monthly payment will vary depending on the specific terms of your refinanced loan. Your APR will be based upon several factors, including credit history, model year, term, and loan amount.

Federally insured by NCUA.