Your Path to Affordable Financing Starts Here
Explore our loan options — from auto and personal loans to credit cards and recreation loans — and apply online in just a few clicks.
Choose the loan that fits your needs:
Auto & Vehicle Loan
New, used, or refinance — get flexible terms and competitive rates starting as low as 4.24% APR*.
Personal Loan
A loan for a fixed amount, provided in a lump sum at a fixed rate.
Open Line of Credit
A form of revolving credit that allows you to borrow money up to a specified limit, repay it, and then borrow again as needed. Ongoing access to funds that can be used and re-used as needed.
Recreational Loan
Get rolling on your next adventure with loans for a motorcycle, RV, motorhome, boat, jet ski, ATV, or 4-wheeler.
Credit Cards
No Annual Fees, No Transfer Fees, Rates as low as 9.90% APR*
Home & Land Loans
Need a mortgage refinance, home equity, or land loan? Learn about our options.
Christmas Loan
Available up to $2,000. Available Oct. 1st - Dec. 31st.
Vacation Loan
Fund travel-related expenses, such as airfare, accommodations, activities, and other costs associated with your vacation. Available up to $2,000. Available May 1st- August 31st.
What to Expect When You Apply
We’ve streamlined our online application process so you can begin anytime. You’ll be asked to provide information such as:
Personal and contact details
Employment and income information
Loan amount and purpose
Banking info for payments
Gathering documents ahead of time (like ID, income proof, and financial details) will help make your experience smoother and speed up approval.
Note: Applications are submitted through our secure system — your information is protected.
Need Help?
Our lending team is here to guide you.
Call our Main Office: (850) 623-3877
Email: loans@srcfcu.org
Visit a Branch
Disclaimers: *APR = Annual Percentage Rate. Terms and conditions apply. Loans subject to approval.