4926 La Cuenta Drive, San Diego, CA 92124
800.973.3328
sdffcu@sdffcu.org
M-F 8:00am - 3:30pm
Land Loans
Helping You Build Your Dreams!
Dreaming of owning your own slice of land?
Santa Rosa County Federal Credit Union provides flexible Land Loans tailored to help you turn your vision into reality. Whether you're planning to build your dream home or secure an investment, we're here to support you every step of the way.
We require as little as 10% down!
Borrow up to 90% loan-to-value
5, 10, 12, 15 and 20-Year Terms Available
Max amount of $250,000
Contact one of our friendly loan officers today!
Current Rates
| Loan Type | Approximate Term | Annual Percentage Rate* (As Low As) |
|---|---|---|
| Land Loan | Up to 60 Months | 6.99% |
| Land Loan | Up to 120 Months | 7.74% |
| Land Loan | Up to 144 Months | 7.74% |
| Land Loan | Up to 180 Months | 7.74% |
| Land Loan | Up to 240 Months | 7.99% |
Rates effective as of November 1, 2024
HOW TO APPLY:
Contact Our Team
Reach out to our dedicated Lending Team today to help you get customized quotes, competitive rates, and expert guidance for all of our Home Loan needs.
You can also:
1) Download an application.
2) Email your completed application to our loan officers at mortgages@srcfcu.org.
QUESTIONS?
Contact one of our friendly loan officers TODAY!
Email mortgages@srcfcu.org or reach out to your nearest branch location.
Disclaimers: NMLS#416274. Standard credit qualifications and other terms and conditions apply. Loans are subject to credit approval. Call 850-626-8916 for credit costs and terms.