Personal Loans


Financial Flexibility, Anytime You Need It

Loan options designed with our members in mind

Life is unpredictable, and when unexpected costs arise, our Personal Loans give you the flexibility to handle them easily. With quick access to funds, you can use the line of credit for anything from home repairs to emergency expenses. 

Personal Loans

A loan for a fixed amount up to $20K, provided in a lump sum at a fixed rate.

Rates as low as 10.40% APR*.

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Open Line of Credit

Revolving access to funds up to $20K that can be used and reused as needed. Rates as low as 9.90% APR*.

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Vacation Loans

Funds travel-related expenses, such as airfare, accommodations, activities, and other costs associated with your vacation. Rates as low as 9.90% APR*. Available June - August.

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Christmas Loans

Skip the stress this holiday season. Free up cash when you borrow up to $2,000. Rates as low as 9.90% APR*. Available October - December.

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Calculate Your Loan Payment

Enter the loan amount, APR, and term to estimate your monthly payment.

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*The accuracy of this calculator and its applicability to your circumstances is not guaranteed. Results should be discussed with a qualified professional before any product purchases or loan commitments are made.

Current Rates

Personal Loans Rates
Loan Type Approximate Term Annual Percentage Rate* (As Low As)
Personal Loan Up to 60 Months 10.40%
Personal Line of Credit Up to 60 Months 9.90%
Credit Rebuilder Up to 12 Months 18.00%
Starter Signature Up to 12 Months 18.00%
Vacation Up to 12 Months 9.90%
Christmas Up to 12 Months 9.90%

Questions?

Main Branch: (850) 623-3877

By Email: loans@srcfcu.org

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