Why pay more for the same ride? Refinance your auto loan and see how much you could save. Members who made the switch saved an average of $80 every month. Free up cash each month plus save money over the life of your loan!
Why Refinance with SRCFCU?
Lower Interest Rates
Lock in a better rate and reduce what you pay over time.Reduce Monthly Payments
Free up your budget with more manageable monthly payments.
Pay Less Over the Life of the Loan
A lower rate or shorter term can mean big savings on total interest.
No Payments for 90 Days
Take a break—your first payment isn’t due for 90 days.
Apply in just minutes!
Current Rates
| Loan Type | Approximate Term | Annual Percentage Rate* (As Low As) |
|---|---|---|
| New & Used Auto | Up to 36 Months | 4.24% |
| New & Used Auto | Up to 66 Months | 4.99% |
| New & Used Auto | Up to 75 Months | 5.49% |
| New & Used Auto | Up to 84 Months | 5.74% |
*APR=Annual Percentage Rate. Rates effective October 1, 2025. Subject to credit approval and conditions. Actual rates may vary based on credit history, vehicle age, and term.
Member Spotlight
Christiane saved $116/month and approximately $3,400 over the life of her auto loan after refinancing her vehicle through SRCFCU!
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