Slim Down Your Credit Card Payments!

Transfer your high-rate credit card balances to a SRCFCU Mastercard® and lock in a special rate of 6.49% APR* for the LIFE of your balance transfer!

* No transfer fees * No annual fees

Limited-Time Offer: Offer valid on transfers made from January 1- March 31, 2026.

Apply Now

Why Transfer Your Balance?

Kick Off the Year With a Lighter Financial Load

High-interest balances can weigh you down. With our special balance transfer rate, you can streamline debt, lower your monthly payment, and focus on reaching your financial goals.

Benefits of this offer:

  • Low 6.49% APR* for the life of the balance transfer

  • No balance transfer fee

  • Simplify your finances with one easy monthly payment

  • Lower your interest costs on existing high-rate balances

Apply Online

Already have a SRCFCU Mastercard®?

Simply send us your most recent credit card statement(s) that you would like to transfer.

How It Works

  1. Apply for a SRCFCU Mastercard® if you don’t already have one.

  2. Transfer high-rate balances from other credit cards or lenders.

  3. Enjoy a steady 6.49% APR* on those transferred balances for as long as it takes to pay them off.

  4. Purchases and cash advances will accrue interest at the standard card rate of 9.9%-12% APR*.

(Promo valid for transfers made January 1–March 31, 2026.)

Apply Now
 

See the Difference

If you’re carrying a $4,000 balance at 22% APR somewhere else, transferring to 6.49% APR could save hundreds in interest this year alone.

 

Eligibility & Details

Who can take advantage?

  • New card applicants approved during the promotional period

  • Current SRCFCU Mastercard® holders

Eligible transfers include:

  • Bank credit cards

  • Store credit cards

  • Other financial institution card balances

Disclosures: *APR=Annual Percentage Rate. LIMITED TIME OFFER. 6.49% APR balance transfer rate applies only to balances transferred between January 1–March 31, 2026. Promotional rate is good for the life of the balance transferred to your SRCFCU Mastercard®. This offer cannot be used to pay off existing loans with Santa Rosa County Federal Credit Union. Subject to credit approval. Membership eligibility required. Terms and conditions apply.

Questions?

Call (850) 623-3877 or fill out the form below. One of our friendly loan officers will get back to you.