WELCOME TO SANTA ROSA COUNTY FEDERAL CREDIT UNION!

Whether you’re saving, borrowing, or planning ahead, we’re here to help you thrive.

FALL INTO LOWER AUTO RATES

Upgrade your ride and your savings this season. Enjoy reduced rates as low as 4.24% APR on new, used, or refinanced auto loans!

Auto Loans

TURN HOME IMPROVEMENTS INTO FALL COMFORT

With great rates and local lending you can trust, a Home Equity Loan makes it easy to bring your home projects to life.

Learn More

SPEND SMART THIS SEASON

From fall décor to holiday prep, make every purchase easier with a SRCFCU Mastercard® Credit Card. Rates as low as 9.90% APR.

Apply for a Credit Card

Auto Loans
as low as
4.24
%
APR*

See Our Auto Loans

Home Equity Loans
as low as
6.24
%
APR*

See our home loans

Certificates
as high as
3.75
%
APY**

See our Certificates

Credit Cards
as low as
9.90
%
APR*

See our Credit cards

How Can We Help You Today?

Become A Member

Santa Rosa County Federal Credit Union offers a full range of financial services. If you live, work, worship or go to school in Santa Rosa, Escambia or Okaloosa Counties, you can join!

Become A Member

Apply For A Loan

SRCFCU offers a wide variety of loans, from low-interest rate credit cards to auto and home loans. Explore and compare to find the one that’s right for you.

Apply For a Loan

Current DEALS

Auto Refinance Special
Earn $200 cash back plus no payment for 90 days when you refinance your auto loan from another lender. Lower your monthly payment today.

Learn More

Choose a Local
Debit Card Design!

Pick Your Plastic

Community Involvement

Making a Difference Together Since 1957

At Santa Rosa County Federal Credit Union, our story began over six decades ago, rooted in a commitment to serve the hardworking individuals and families of Santa Rosa, Escambia, and Okaloosa Counties.

Since 1957, we’ve been more than a financial institution – we’ve been a part of your community, supporting the growth, dreams, and well-being of our neighbors.

Learn More About Our Community Involvement