Current Special Offers

Limited-time offers for new and existing members.

Featured Promotions

LIMITED-TIME OFFER

$500 Cash Back on Auto Refinances

Earn up to $500 when you refinance your auto loan from another vendor.

  • Up to $500 Cash Back
  • Lower your monthly payments
  • Pay less over the life of your loan
  • No payments for 90 days

Refer a Friend & Earn $50

Know someone who could benefit from an auto refinance? Refer them to SRCFCU and earn $50 when they complete a qualifying auto refinance from another vendor.

Refer a Friend →
*Offer ends October 31, 2026
Terms and conditions apply. Membership eligibility required. Existing SRCFCU loans do not qualify. See referral program terms for additional eligibility requirements.
Learn More
LIMITED-TIME OFFER

$150 New Checking Account Offer

Open a new Free Checking Account and earn a $150 bonus when you complete the qualifying requirements.

  • Open a new Free Checking Account
  • Use promo code GET150
  • Receive at least $1,000 in qualifying direct deposits within 90 days
  • Complete 20 debit card purchases within 90 days
  • Enroll in eStatements
*Offer ends October 31, 2026
Learn More
 

Exclusive Offers for Select Employee Groups

If you work for one of our Select Employee Groups, you may qualify for additional offers.

EXCLUSIVE EMPLOYEE OFFER

Santa Rosa County School District Employees

Santa Rosa County District Schools Logo

As a school district employee, you may qualify for exclusive banking offers.

  • $100 Bonus- Special checking account promotion
  • Exclusive loan opportunities
  • Local lending decisions
  • Friendly hometown service
Available to Eligible Santa Rosa County School District Employees
View Teacher Offers
EXCLUSIVE EMPLOYEE OFFER

Santa Rosa County Employees

Santa Rosa County Logo

Santa Rosa County employees may qualify for exclusive banking benefits available through SRCFCU.

  • $100 Bonus- Special checking account promotion
  • Exclusive loan opportunities
  • Local lending decisions
  • Friendly hometown service
Available to Eligible Santa Rosa County Employees within their first 180 days of employment
View County Offers
Why Join SRCFCU

Why Join SRCFCU

✓ Local Decisions, Often Same-Day
✓ Lower Loan Rates
✓ Easy Online & Mobile Banking
✓ Five Convenient Locations
✓ 30,000+ Surcharge-Free ATMs

What People Are Saying

“ The auto loan process was quick and easy, and the rate was GREAT!

— Joe M.

“ I highly recommend SRCFCU if you’re looking for great service and great rates!

— Alicia F.

“ They were so helpful and made getting a loan so easy and pleasurable!

— Mick M.