A Better Checking Account — Plus $150
- No monthly fees
- Easy online & mobile banking
- Get paid up to 2 days early with direct deposit
Earn $150 in 3 Easy Steps
Open your free checking account and complete these easy steps within 90 days:
Set up Direct Deposit
Set up and receive $1,000 or more in qualifying direct deposits.
Use Your Debit Card
Swipe your debit card 20 times.
Enroll in E-Statements
It’s fast, easy, and secure.
Boom—you get $150.
Now’s the Time to Switch
- Stop paying unnecessary fees
- Get rewarded for everyday banking
- Make your money work for you
Everything You Need—No Extra Fees
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Offer valid for new checking accounts only
Must set up and receive qualifying direct deposits, complete debit card purchases, and enroll in e-statements within 90 days of account opening
Account must remain open and in good standing to receive the bonus
Bonus will be deposited within 30 days after all requirements are met
Limit one bonus per member
$150 Bonus FAQs
Complete these steps within 90 days: set up and receive at least $1,000 in qualifying direct deposits, make 20 debit card purchases, and enroll in e-statements.
You can open online anytime for convenience or visit a branch if you’d like help. Just be sure to use promo code GET150 when opening your account.
Your bonus will be deposited within 30 days after all requirements have been completed.
Qualifying direct deposits include payroll, Social Security, or other recurring employer or government deposits made through the Automated Clearing House (ACH). Transfers between accounts, mobile deposits, and person-to-person payments do not qualify.
Everyday purchases like groceries, gas, and dining out count. ATM withdrawals, transfers, and person-to-person payments do not.
Yes. Your account must remain open and in good standing through the qualification period and when the bonus is paid.
To set up direct deposit, contact your employer or payroll provider. They may have a form or online portal where you can enter your account details. Be sure to provide your full 13-digit account MICR number (starting with a 1) along with our routing number 263280939.
You can find your full MICR account number in online banking by:
- Logging into your account
- Selecting your checking account
- Viewing your account details or account information section
If you need help locating this information, we’re happy to assist.
Yes! Youth checking accounts for ages 12–18 are eligible for this promotion. To open a youth account, a parent or guardian will need to visit a branch in person with a valid ID and the child’s Social Security card. Be sure to mention this promotion and use promo code GET150 when opening the account.
Disclaimer: * $150 bonus requires that you enroll in and receive a minimum of $1,000 in qualifying direct deposits and complete 20 debit card purchases within the first 90 days of account opening, as well as enroll in e-statements. Qualifying direct deposits must be deposited into the new checking account associated with this promotion. Qualifying direct deposits include recurring electronic deposits such as payroll, pension, or government benefits. Transfers between accounts, mobile deposits, and person-to-person payments do not qualify. Account must remain open and in good standing at the time the bonus is paid. Bonus will be deposited within 30 days after all requirements are met. Use promo code GET150 at account opening to claim offer. Offer available to new SRCFCU checking account holders only; membership eligibility required. Limit one bonus per member. SRCFCU reserves the right to modify or discontinue this offer at any time. Bonus may be reported as income for tax purposes.