  
    Jay Branch
    in Jay, Florida

SRCFCU Jay Branch

Location

3918 Highway 4
Jay, FL 32565

CONTACT

Phone: (850) 675-5690
Fax: (850) 675-6702

Hours

Monday – Friday
Lobby: 9:00 a.m. – 4:30 p.m.
Drive-Thru: 8:00 a.m. – 5:00 p.m.

Saturday – Sunday
Lobby & Drive-Thru: Closed

Santa Rosa County Federal credit Union’s Jay Branch

Located on Highway 4 in the heart of Jay, FL, our Jay Branch proudly serves families throughout Jay and rural Santa Rosa County. As a community-focused credit union, we're committed to providing the personalized service and local support our members have come to expect.

Whether you're opening a checking or savings account, financing a vehicle, improving your property, or exploring loan options, our experienced team is here to help. We understand the needs of local families, farmers, landowners, small business owners, and those who call this community home. Instead of one-size-fits-all solutions, we take the time to listen and recommend financial products that fit your goals.

Santa Rosa County Federal Credit Union brick building exterior in Jay, Florida, with clear blue sky, sidewalk, and trimmed bushes along the front entrance.

For nearly 70 years, Santa Rosa County Federal Credit Union has been dedicated to serving the communities that helped build us. Our Jay Branch continues that tradition by offering friendly, knowledgeable service from people who know the area and care about their neighbors.

Stop by our Jay Branch on Highway 4 and discover the difference of banking with a local credit union that's committed to your financial success and the future of the community we proudly serve.

Jay Branch Staff

Portrait of Tracy, Branch Manager at the Jay Branch of Santa Rosa County Federal Credit Union, smiling in front of a beach background representing professional leadership and community banking.

Email Tracy

“Our members are more than accounts — they’re part of our community.” - Tracy Roberts, Branch Manager

Tracy has served SRCFCU members since 1995, offering decades of experience and trusted leadership. Her commitment to exceptional service helps members feel secure in their financial decisions.

NMLS #491774, troberts@srcfcu.org

additional Loan officer:

Tammy Ward
tward@srcfcu.org

Santa Rosa County FCU Reviews

★★★★★

“I want to say that the Jay branch is outstanding! Every time I have contact with them, either in person or by phone, I am treated with respect and courtesy (like family). The atmosphere is great! They are the best! Customer since 2009.”

— Mike A.

“The SRCFCU in Jay has been a wonderful surprise for us in terms of service and a feeling of truly being a valued customer. We are not just a series of numbers on a screen. I think it’s the staff there that make it so special. They are always friendly, answered our many questions with a smile, and they are the reason we recommend them to [everyone] moving into the area.”

— Elaine W.

“We talked with Tracy at the Jay Branch of Santa Rosa County FCU. We told her we were in the market for a new pickup truck and she did the rest. She was in touch with our dealership and did all the paper work and had it all ready for us to come in to the office and just sign the papers. Quick and easy!”

— Cheryl S.

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